Manage finances with the help of resources
and one-on-one counseling.
The BALANCE Financial Fitness Program [EN ESPAÑOL] can help you get your finances in shape. This program includes online tutorials so you can sharpen and test your financial knowledge. In addition, CEFCU has made one-on-one counseling by phone available — at no cost to members.
Online tutorials allow you to work through financial information and worksheets on your own. Visit the Personal Finance Education Center to find information on topics, such as:
- Money Management
- Identity Theft
- Financial Planning
- Vehicle Purchase
Learn more about how to handle your finances during an in-depth phone discussion with a trained counselor. These one-on-one counseling sessions include:
- Developing a workable spending and savings plan.
- Getting out of debt (call to schedule your personal phone appointment).
- Understanding your credit report (call to schedule your personal phone appointment).
- Buying a home.
- Planning for the future.
CEFCU covers all fees, so this service is completely free to you as a member. To get started, just call 1.888.456.2227 and identify yourself as a CEFCU member for one-on-one counseling.
For even more financial information, BALANCE offers newsletters, calculators, tips, worksheets, and solutions on the financial matters you face every day.
- Dollars and Sense, the online financial newsletter, includes articles on everything from how to save at the grocery store to holiday shopping to choosing between buying and renting a home.
- The publications BALANCE offers have articles covering topics such as Credit and Debt, Legal Issues, Identity Theft, and Teens and Money.
- Calculators are available so you can see how much car you can afford, what your mortgage payments would be, how much you should save to meet a goal, and more.
- Forms, such as the Personal Financial Assessment, help you get and keep control of your finances.
- You can download or listen to podcasts on topics that include homeownership, buying a car, credit, managing money, college finances, and identity theft.
- The Natural Disaster Financial Toolkit has information to help you plan for a natural disaster and what to do to get you on the road to recovery after one.
- MyBalance, an online tool, can help you budget, get your spending under control, and start saving.
- You can correspond with a financial counselor through Online Chat. Just click Let's chat. on the left side of the page.
Take a step toward financial stability with the help of these money management and budgeting tools.
- How Can I Pay Off Credit Card Debt?
- Checking/Debit Account Calculator
- Budgeting Calculator
- What's Your Credit Quotient
For more information on managing your finances, visit the Financial Basics section.